Premium banking account

Special attention
With real values

Up HUF 60 000 for a new account. Open with a selfie!

Prémium banking számla - Termékelőnyök

Why is it good to be a Premium Banking client

You can reach our advisors via video

With just one click on the RaiConnect video channel without an appointment

We provide you with special attention in our branches

Our investments specialists support you in making financial decisions

Investments from international markets

You can also choose the funds and certificates of Austrian banking group

Tab - Premium Banking számla - Válts Raiffeisenre

Make the most of summer with your new bank!

30,000 HUF bonus for account opening 

  • Open an account with a selfie or at a bank branch 
  • Reduce your account's monthly fee to zero
  • Commit to a 1-year loyalty period
     

We reward you with up to HUF 30 000 when you save with us Cashback on your card purchases

By the 6th working day of the third month following the month of account opening, we will credit your bank account with 10% of your new purchases made with your new debit card, up to a maximum of HUF 30 000.

Promotional account opening conditions for Premium Banking accounts: 
HUF 30 000 account opening credit and 10% refund on purchases up to a maximum of HUF 30 000: for promotional bank accounts opened by new customers from 12.05.2025 until withdrawal, but no later than 31.08.2025 (online 23:00), upon fulfilling the condition of monthly account management fee waiver and 1 year loyalty.

For account openings initiated at Raiffeisen financial partner points, the account opening credit promotion is not available, but the purchase rebate is available.

A new customer is defined as someone who has not held a Raiffeisen Retail, Premium, or Private Banking account in any currency in the six months prior to account opening. The 30,000 HUF credit must be repaid if the account is closed within the loyalty period.
 

The definition of promotional accounts, the credit, the advertised promotion, as well as the further conditions of bank accounts and bank cards can be found in the Raiffeisen Retail Account, List of Conditions for Electronic Services; the Raiffeisen CLEVERcard, Bank-, and Credit Card List of Conditions; Relationship Package; as well as in the Premium Banking List of Conditions, the Loyalty Program, General Terms and Conditions, the Retail Business Rules, and the General Business Conditions.
 

You can find more details under the Terms tab and in our conditions list, which is easily and quickly accessible here under the Documents, links menu.

Tab - Premium Banking számla - Termékelőnyök

Why is it worth opening a Premium Banking account? 

You can choose from a wide range of investment products to grow your existing assets or also start a Raiffeisen Recurring Investment. 

  • What other benefits does the Premium Banking account offer?
  • You can choose from a wide range of investment products to grow your existing assets or also start a Raiffeisen Recurring Investment. 
  • Our advisory team will assist you in your decisions
  • With the Raiffeisen Online Broker service, you can benefit from the returns of domestic and international stock markets. The Online Broker is also available in the myRaiffeisen mobile application
  • You can choose from our premium credit cards 
  • You can withdraw cash free of charge twice a month from any ATM in your home country, and in an EEA member state, respectively.
  • If the conditions are met, you can keep your account free of charge1 and reduce your transfer fees2 and card fees3 to HUF 0. 

1 The fee will be waived if the conditions are met. If the conditions are not met, the promotional account management fee until 2026.06.30 is 15,000 HUF/month, and the non-promotional fee is 15,555 HUF/month.

2 Up to a total value of HUF 1,000,000 (regardless of the number of transactions) in a given calendar month, intra-bank and inter-bank (collectively) one-off transfers are free of charge, a fee for each additional transfer exceeding this amount: for the portion exceeding HUF 50,000 0,45%, max. HUF 20,000. 

3 The annual card fee for the VISA Classic card is 0 HUF in the first year and remains free from the second year onwards if the customer makes purchase transactions totaling at least 1,500,000 HUF in the 12 months preceding the annual fee charge. If the condition is not met, the annual fee is 10,000 HUF.

Tab - Premium Banking számla - Feltételek

How can you become a Premium Banking customer? 
If you are over 18 years old and you receive at least HUF 400,000 each month in a single monthly payment1 to your account

Retail HUF account management with debit card service, internet banking and mobile application services, purchases with a debit card domestically and internationally


Eligibility criteria
Pre-condition for the use of the account is to receive on a monthly basis (i) from outside the Bank or (ii) from within the Bank, from a legal person or a company without legal personality or a sole trader, in a lump sum of at least twice the monthly gross minimum wage (the statutory minimum amount of the basic salary of a full-time employee for full-time work) in HUF or the equivalent amount in a foreign currency quoted by the Bank (this is HUF 533,600 on 1st February 2024, HUF 581,600 from 01.01.2025), credited to the Customer's account, provided that the amount of the credit does not exceed the minimum monthly credit amount currently specified for the Premium Banking Plus account. For the purposes of this condition, the Bank shall not consider a transfer between own accounts as a credit transfer. 


Verification of the condition
The Bank shall verify compliance with the above conditions on the last working day of the relevant month (reference month). The Bank shall examine the fulfilment of the above crediting condition for the relevant month (reference month) from the 20th day of the month preceding the reference month to the 19th day of the reference month. The Bank does not verify the fulfilment of the conditions for the use of the account fee package during the month of setting up the account fee package and the first following month (grace period), but will do so on the last working day of the next month. 
The Bank determines the HUF equivalent of foreign currency credits by taking into account the Raiffeisen Bank's mid exchange rate valid for individuals on the day of the verification.


Charging account management fee
After the grace period, in case of non-compliance with the condition, the Bank shall be entitled to charge a monthly account keeping fee, due on the 3rd working day of the month following the month concerned. 


Promotion: From 1 February 2024 until 31st December 2026, the Bank will not charge a monthly account keeping fee, and will consider the conditions for using the Premium Banking account to have been met during the promotional period, if the amount of the above-mentioned crediting to the account equals to at least HUF 400,000 or its foreign currency equivalent.

In light of the measures proposed by the Ministry of National Economy to curb inflation, the Bank has decided to offer promotional discounts on certain fees from May 1, 2025, to June 30, 2026. The discounted fees included in this promotion will be indicated in the relevant Conditions Lists. The Bank reserves the right to modify or terminate these promotions with two months' prior notice to affected customers if unforeseen significant and adverse changes occur in the circumstances existing at the time of the promotions' announcement—particularly in the legal and regulatory environment applicable to the Bank—that make it unreasonable to maintain these promotional fees under unchanged conditions.


EBKM (unified deposit interest rate index): 0.01%
 

The conditions for using the Premium Banking service and the conditions of the Premium Banking Plus account are available in the current Premium Banking List of Conditions, as well as in the other relevant lists of conditions (e.g. Raiffeisen Retail Account, List of Conditions for Electronic Services), in the Retail Business Rules and the General Business Conditions, on the website www.raiffeisen.hu or in our branch offices.
You can find the detailed description and terms and conditions of Premium debit cards in the Raiffeisen CLEVERcard, Bank-, and Credit Card List of Conditions on the Bank's website or in our branch offices.

 

1 During a special promotion period until 31.12.2026, a minimum monthly single-amount credit of HUF 400,000 is required to be eligible for Premium Banking. Non-promotional conditions are specified in the current List of Conditions, which, in the case of a Premium Banking account, includes a monthly credit of at least twice the current minimum wage.

Account opening

Open a premium account online

Choose from the options

Asset Publisher

Account opening Account opening with a selfie

Download the myRaiffeisen mobile app and open a premium account with a selfie.
Account opening With VideoBanker identification

Open an account online with video banker identification
Account opening In person at a bank branch

Request a callback, and our colleague will schedule an appointment for you.
Application

MyRaiffeisen mobile app

Download the myRaiffeisen app, open an account in just a few minutes, and bank freely

Nyitóoldal - Hasznos tudnivalók az online számlanyitáshoz

Useful info for opening an account online

premium products

Additional offers

Asset Publisher

Digital solutions RaiConnect video channel

Premium counselling, also via the myRaiffeisen mobile app
Investments Recurring Investment

Go big with small investments, start saving today
Digital solutions Raiffeisen Online Broker

Trade with stocks comfortably and follow the prices

Form horgony

Form

Egyedi tartalom - Országos Betétbiztosítási Alap - Prémium Banking

EBKM (unified deposit interest rate index): 0.01%
 

The product is insured by the National Deposit Insurance Fund.
The bank account can be applied for by new customers on the Raiffeisen Online Retail Account Opening Platform and in the myRaiffeisen mobile application, if they have not had a retail bank account, securities account or loan products with Raiffeisen bank in the 6 months prior to opening the account. 
 


 

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The conditions for using the Premium Banking service and the conditions of the Premium Banking account are available in the current Premium Banking List of Conditions, as well as in the other relevant lists of conditions (e.g. Raiffeisen Retail Account, List of Conditions for Electronic Services), in the Retail Business Rules and the General Business Conditions, on the website www.raiffeisen.hu or in our branch offices.
You can find the detailed description and terms and conditions of Premium debit cards in the Raiffeisen OKOSkártya, Debit and Credit Card Conditions List on the Bank's website or in our branch offices.

Befektetések - Bankelőnyök

Why choose Raiffeisen Bank

130 years of international
banking

As a member of Raiffeisen Bank International, we represent the values of a 130-year-old parent company, creating security and stability

Professionalism

"Best Bank in Hungary" award at the EMEA Finance "Europe Banking Awards 2023" international competition.

Innovation and support

We deliver our financial services to our customers through continuous innovation and our highly qualified staff