Premium debit card service - Premium Banking

Comparing debit cards

Asset Publisher

Card 1

Visa Classic debit card

Standard bank card available for bank accounts
Free cash withdrawal option based on the requested bank account fee package with an NFC-enabled phone and ATM*
Immediately usable after application (digital form of the card).
Contactless payment option available for the physical card as well.
Compatible with Apple Pay and Google Pay for payments.
Numerous discounts available through the Raiffeisen Loyalty Program for card purchases.
Card fee discounts depend on purchasing habits and the bank account fee package.*
Travel insurance can be applied for with it.
Enables seamless saving through the Raiffeisen Reflex Savings Program.
Associated with the Visa Premium Program.
Budapest Lounge | Unlimited free access with Visa.
Use of Budapest Airport Fast Track for the cardholder.
Vienna Platinum Lounge - free access for the cardholder to the Vienna Lounge or Sky Lounge.
LoungeKey airport exclusive lounge service (with ticket purchase), for the cardholder and their guests at €30.75 per person per occasion.
Smart Delay: SmartDelay ensures your comfort in case of flight delays.
Access to E-digital Reader.

Visa Platinum debit card

Prestige bank card available for bank accounts
Free cash withdrawal option based on the requested bank account fee package with an NFC-enabled phone and ATM.*
Immediately usable after application (digital form of the card).
Contactless payment option available for the physical card as well.
Compatible with Apple Pay and Google Pay for payments.
Numerous discounts available through the Raiffeisen Loyalty Program for card purchases.
Card fee discounts depend on purchasing habits and the bank account fee package.*
With enhanced coverage travel insurance.
Enables seamless saving through the Raiffeisen Reflex Savings Program.
Associated with the Visa Premium Program.**
Budapest Lounge | Unlimited free access with Visa.
Use of Budapest Airport Fast Track for the cardholder.
Vienna Platinum Lounge - free access for the cardholder to the Vienna Lounge or Sky Lounge.
LoungeKey airport exclusive lounge service (with ticket purchase), for the cardholder and their guests at €30.75 per person per occasion.
Smart Delay: SmartDelay ensures your comfort in case of flight delays.
Access to E-digital Reader.

Card 2

Visa Classic debit card

Standard bank card available for bank accounts
Free cash withdrawal option based on the requested bank account fee package with an NFC-enabled phone and ATM*
Immediately usable after application (digital form of the card).
Contactless payment option available for the physical card as well.
Compatible with Apple Pay and Google Pay for payments.
Numerous discounts available through the Raiffeisen Loyalty Program for card purchases.
Card fee discounts depend on purchasing habits and the bank account fee package.*
Travel insurance can be applied for with it.
Enables seamless saving through the Raiffeisen Reflex Savings Program.
Associated with the Visa Premium Program.
Budapest Lounge | Unlimited free access with Visa.
Use of Budapest Airport Fast Track for the cardholder.
Vienna Platinum Lounge - free access for the cardholder to the Vienna Lounge or Sky Lounge.
LoungeKey airport exclusive lounge service (with ticket purchase), for the cardholder and their guests at €30.75 per person per occasion.
Smart Delay: SmartDelay ensures your comfort in case of flight delays.
Access to E-digital Reader.

Visa Platinum debit card

Prestige bank card available for bank accounts
Free cash withdrawal option based on the requested bank account fee package with an NFC-enabled phone and ATM.*
Immediately usable after application (digital form of the card).
Contactless payment option available for the physical card as well.
Compatible with Apple Pay and Google Pay for payments.
Numerous discounts available through the Raiffeisen Loyalty Program for card purchases.
Card fee discounts depend on purchasing habits and the bank account fee package.*
With enhanced coverage travel insurance.
Enables seamless saving through the Raiffeisen Reflex Savings Program.
Associated with the Visa Premium Program.**
Budapest Lounge | Unlimited free access with Visa.
Use of Budapest Airport Fast Track for the cardholder.
Vienna Platinum Lounge - free access for the cardholder to the Vienna Lounge or Sky Lounge.
LoungeKey airport exclusive lounge service (with ticket purchase), for the cardholder and their guests at €30.75 per person per occasion.
Smart Delay: SmartDelay ensures your comfort in case of flight delays.
Access to E-digital Reader.

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Befektetések - Bankelőnyök

Why choose Raiffeisen Bank

130 years of international
banking

As a member of Raiffeisen Bank International, we represent the values of a 130-year-old parent company, creating security and stability

Professionalism

"Best Bank in Hungary" award at the EMEA Finance "Europe Banking Awards 2023" international competition.

Innovation and support

We deliver our financial services to our customers through continuous innovation and our highly qualified staff

Egyedi tartalom - Jogi rész - Bankkártyák

*Detailed terms and conditions of the bank cards are available in the Raiffeisen OKOSkártya, Debit and Credit Card List of Conditions, the Raiffeisen Retail Account, List of Conditions for Electronic Services; Premium Banking List of Conditions, the General Terms and Conditions of the Loyalty Programme, the Retail Business Rules and the General Terms and Conditions, which can be found on the Bank's website or at our branches.

Based on the effective Premium Banking List of Conditions, in case of Premium Banking accounts, 2 cash withdrawals in Hungary (from any ATM) and 2 withdrawals abroad (in any EEA country) and, in case of Premium Banking Plus accounts, 3 cash withdrawals in Hungary (from any ATM) and 3 withdrawals (in any EEA country) are free of charge per month.
The discounted fee will be applied if the Customer carries out purchase transactions with the given debit card in a total amount of at least HUF 1,500,000 in the 12 months preceding the charging of the annual fee in the case of a Premium Banking account, or HUF 2,500,000 in the case of a Premium Banking Plus account.

**You can find detailed information about the VISA services associated with the cards on the official VISA website. Please visit the following address: www.visa.hu, where information about the services, terms, and other useful details are available.

Fees, terms and conditions – Premium Banking
Lists of fees
Useful information for debit and credit card services
Information about the security requirements for card use outside Europe
In light of the measures proposed by the Ministry of National Economy to curb inflation, the Bank has decided to offer promotional discounts on certain fees from May 1, 2025, to June 30, 2026. The discounted fees included in this promotion will be indicated in the relevant Conditions Lists. The Bank reserves the right to modify or terminate these promotions with two months' prior notice to affected customers if unforeseen significant and adverse changes occur in the circumstances existing at the time of the promotions' announcement—particularly in the legal and regulatory environment applicable to the Bank—that make it unreasonable to maintain these promotional fees under unchanged conditions.

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